Insurance in Nepal

Envisioning the Future, Evolving Together

Despite its beauty, Nepal is highly disaster-prone and the insurance sector remains underprioritized. To bridge the growing protection gap, Banking Samachar and News of Insurance are hosting the 3rd Insurance Discourse 2026

This national platform brings together policymakers and experts to discuss Insurtech, microinsurance, and global benchmarks. Featuring a dialogue with the Hon. Finance Minister, the event aims to drive innovation and reform, establishing insurance as a pillar of national resilience and prosperity

Bridging the Gap

Theme : Expanding Insurance Access to Nepalis Abroad – Policy, Permission, and Potential

Bridging the Gap : Insurance for the Global Nepali Community
Discussion Focus:
Why Nepali migrant workers remain uninsured?
Regulatory challenges in authorizing life insurers to serve them
Possible models for overseas insurance coverage

From Compliance to Competitiveness

Theme : Global Benchmarks and Nepal’s Next Move

From Compliance to Competitiveness : Rethinking Nepal’s Insurance Regulation
Discussion Focus:
How global regulators ensure market stability and innovation
Lessons from regional models (India, Bangladesh, Malaysia)
Nepal’s path toward a balanced regulatory framework

Digital First

Theme : Insurtech Implementation in Nepal – Current Progress and Way Forward

 Digital First : The Future of Insurtech in Nepal
Discussion Focus:
Where we are in adopting technology
The role of data, AI, and automation in underwriting and claims
How to align with the digital economy vision

Redesigning Non-Life Insurance

Theme : Beyond Risk Transfer: Non-Life Insurance as a Service

 Redesigning Non-Life Insurance for Modern Lifestyles
Discussion Focus:
Product development trends in global non-life sectors
How local insurers can adapt to customer needs (health, motor, travel, cyber, etc.)
Regulator’s role in encouraging new product categories

Future of Health Insurance

Preventive & Holistic Models & Long-term health Management.

The Future of Health Insurance in Nepal
Discussion Focus:
Why health insurance innovation is becoming urgent
Rising NCD prevalence & hospital cost trends
Market gaps that require insurer–hospital collaboration